Like in the other provinces if you want to drive a car on public roads you must have car insurance in the Birthplace of Confederation. Car insurance in PEI is provided by more than fifty private companies and is close to being the lowest in Canada along with Quebec, Nova Scotia, and NB. Fortunately Prince Edward Island is far below the higher cost provinces like Ontario (most expensive) Alberta, and British Columbia. And unlike BC, Saskatechewan and Manitoba the car insurance market isn’t monopolized by government corporations which makes for a somewhat better competitive environment including not just better premiums but also better customer service through accountability. To find a complete comparison of insurance province by province — including Nfld. — see this table.
Getting your driver’s license in PEI
Stage 2 – Stage 2 also lasts one year provided you don’t have any suspensions. During stage 2 you no longer require the accompaniment of an instructor but there are restrictions. You may only have one person who is not a member of your family with you. Others must be family members. A in stage 1 you can’t drive between 1 am and 5 am. As with all drivers, you must not drink alcohol or use non-hands-free communication or entertainment devices.
You will be in Stage 2 for one year, provided you have not had any suspensions during this period.
Stage 3 – Stage 3 lasts for a further 365 days. During this probationary period there are less restrictions than in stage one and two. As long as there are enough seat belts for everyone you can have as many people as you like in your car and without the restriction that they be family members. You must of course obey all the rules that fully licensed drivers observe. At the end of stage three you become a fully licensed driver.